VisionFund Micro Finance Institution

  • Full Time
  • Ethiopia
  • Applications have closed

VisionFund Micro Finance Institution External Vacancy Announcement

Job Position –  Teller II

Required Qualification and Experience
Education: Diploma in Accounting/Management/Banking/Marketing/Rural development/ Cooperative or related social science fields
Practical credit or cash handling  Experience:  2 years work experience
Determined personality with initiative, perseverance and the ability to motivate and manage a team
Capability and willingness to take responsibility and highly developed sense of rectitude
Ready to comply and live up to and in accordance with the organization Ideals and Core Values
Good knowledge in economic and financial topics
Good analytical and problem solving skills
Computer literacy is desirable

Marketing of saving products & Teller supervision
Undertakes and facilitate marketing of saving products  & consumer loans
Supervises and reviews the work of the teller(s) and reports to the branch manager any discrepancy within the day;
Ensures that there is sufficient personnel available to attend to expected number of clients;
Monitors and controls all the post dated checks, land titles, and other important documents

Teller function
Undertake preparation and review of CRV as per the collection schedule,
Performs cash operations (withdrawals and deposits), disbursements, payments
Performs regular check of the actual cash balance on hand and reconciles it with the balance according to the cash module of the MIS system and immediately reports discrepancies to the BM;
Maintains minimum/ maximum cash in accordance with the MFI policy & prevailing management guidelines;
Ensures that fake bank notes are neither received nor disbursed to the clients;
Prepares variance report for cash collected against the collection schedule and prepares necessary end of day reports;
Conducts end-of –business cash counts and packs the money
Acts as custodian of the branch vault, safes, and main door keys and combinations in tandem with the Branch Manager or his/her delegate

Manage loan process
Receives consumer loan applications and perform credit investigation on loan applicants and his/her surety/ guarantor, if any;
If necessary, conducts inspection and/or appraisal of any property being offered as collateral;
Prepares and presents credit applications to the branch credit committee for approval;
Prepares schedules and disburses loans and collects repayments from consumer clients
Assesses client history & performance to recommend for repeat loan

Manages portfolio quality
Closely monitors loan payments and ensures zero tolerance against past due;
Conduct close follow up on consumer loans in arrears and complete log sheet for consumer loans past due and appropriately document thereof;
Terms of Employment: Permanent
Location: Laga Tafo, Oromia
Salary: As per the Institution salary scale
Deadline: October 28,2023

How to Apply for the VisionFund Micro Finance Institution ?
Candidates who fulfill the requirements can send their application, curriculum vitae, names and addresses of up to three references and non-returnable copies of credentials to: Regional HR & Administration Officer Or through: [email protected]
Only short listed candidates will be contacted for subsequent assessment
Women applicants are highly encouraged to apply

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