The Cooperative Bank of Oromia (Coopbank) is a prominent financial institution in Ethiopia, established to provide banking services that cater specifically to the needs of its members and the broader community. Founded in 2004, Coopbank operates under the principles of cooperative banking, which emphasizes mutual assistance and community development. The bank has positioned itself as a key player in promoting economic growth and social welfare across the country.
Cooperative Bank of Oromia External Vacancy Announcement
Job Position 1 – Credit Analyst
Required Qualification and Experience
Education:B.A. Degree or B.Sc. Degree in any field Six years banking experience of which, minimum of One year as Manager-Customer Relationship Management or Manager-Operation Management III or Manager-Service Marketing and Digital Banking or Retail Customer Relationship Manager or Branch Manager I or Two years’ experience as Manager-Customer Service and Marketing or Manager-Operation Management II.
Job Location: Mekelle District
Application deadline: May 15,2025
Roles and Responsibility
Evaluates and determines viability of the customer’s business
Countercheck processed loan applications to verify the correctness of the analysis made by branches and information provided by the customers.
Examine and test financial statement of the applicant using different tools of financial analysis technique.
Conduct business visits.
Review the applicant’s credit track record.
Review the collateral condition and values.
Evaluate the risk involved in the business of the applicant and collaterals.
Grades customer’s credit risk and reviews it periodically.
Determine the viability of the customer business.
Determine the financial requirement of the applicant’s business.
Prepare credit analysis report and recommends loan type, amount, and other covenants.
Present the case for deliberation to appropriate credit committee and defend the proposal.
Advise customers and branches about the Bank’s credit products.
Advise branches on credit analysis techniques.
Provide guidance for loan officers and branches managers to ensure consistency in credit analysis procedure.
Ensure the compliance of the credit policy and procedure of the Bank.
Ensure the compliance of all the regulations of the NBE.
Ensure the compliance with country law.
Ensure adherence to the defined culture by demonstration of appropriate behavior required to meet district’s demands and performance expectations.
Produce a report based on the analysis.
Prepares reports monthly, quarterly, semi-annually, and annually as well as on ad-hoc basis as need be.
Advise customers and branches about the Bank’s credit products.
Provide guidance for customer relation officers and branches managers to ensure consistency in credit analysis procedure.
Perform any other tasks as assigned by supervisor
Application Link: https://career55.sapsf.eu/sfcareer/jobreqcareer?jobId=3896&company=cooperat05
Job Position 2 – Retail Customer Relationship Manager
Required Qualification and Experience
Education:BA/BSc or MA/MSc Degree Six years of banking experience of which, minimum of one year as Associate Retail CRM or Credit Analyst or Branch Manager I or Manager-Operation Management III or Customer Service Manager or Manager-Service Marketing and Digital Banking or Manager-Operation Management II or Internal Controller III or Senior Customer Relationship Officer.
Job Location: Mekelle District
Application deadline: May 15,2025
Roles and Responsibility
Ensure customers are well informed on bank’s product and services.
Working with the product development unit under the guidance of the Senior Manager-Customer Relationship Manager, establish new lines of credit and investment for customers.
Establish new borrowing relationships for the unit, preparing the required credit and financial analysis as per the bank policies and procedures to enhance the bank’s market share.
Implement and maintain complete control aspects i.e. financial analysis of statements of accounts, documentation, and periodical customer visits call reports.
Manage the existing loan portfolio to ensure establishment of appropriate account plans, recommend credit facilities in line with Bank credit policy to maximize earnings while containing risks to an acceptable level.
Master referral opportunities to grow portfolio. Proactively source, acquire and expand high value customer relationship by maximizing sale and service opportunities.
Refer opportunities to segment managers where appropriate.
Ensure that customer instructions are duly affected by applying all standard checks and controls, coordinating with other departments including Operations/Finance/ Compliance.
Review investments to ensure customers are taking advantage of best banking options.
Spread and analyze financial statements, preparation of credit application, documentation & post-sanction monitoring through periodic account review/renewal.
Understand customer’s business models and how the bank’s products and services can be integrated to them.
Study trends and analyzes competition to confidently present new lines to customers.
Research and maintain knowledge to ensure adherence with all applicable regulatory requirements and compliance policy and procedures, and adhere to all such standards, both legal and regulatory, to avoid exposing the Bank to undue risk.
Advice customers on various banking and financial products and services offered by the bank.
Anticipate the complex financial needs of the customer and offer solutions through a wide range of products, services, and tools.
Develop and maintain strong working relations with all existing customers at key levels to optimize the utilization of approved facilities.
Provide regular value-added engagement with customers – high touch, face-to-face meetings at customer’s preferred location, consistent communication, access to seminars, etc.
Handle customer queries of day to day nature via telephone/fax/post/e-mail. Assist in resolving customer problems within the team.
Provide input in the development and implementation of Retail and SME Banking Process strategies, policies, and procedures to achieve Coopbank’s strategic objectives.
Develop and implement accountability structures, conduct periodic reporting, and monitor the performance indicators for the Business unit
Ensure staff training and development requirements in the business unit are met.
Identify, develop, deploy, and retain talented staff including completing performance appraisals, personal development and succession plans effectively and on time in accordance with the established performance management system.
Continuously review the process’s processes to ensure efficiency; reduce wastage of resources and drive productivity by improving systems and work processes.
Influence and drive the process’s change initiatives in support of business strategies.
Ensure adherence to the defined culture by demonstration of appropriate behavior required to meet division’s demands and performance expectations.
Perform any other tasks as assigned by supervisor
Application Link: https://career55.sapsf.eu/sfcareer/jobreqcareer?jobId=3897&company=cooperat05
NOTICE:
Interested applicants should submit their education credential and relevant work experience through the below link. The document should be PDF format and each file size shall not exceed 1MB.
• Remuneration: As per the bank’s salary and benefits structure.
• Female candidates are strongly encouraged to apply.
• Language proficiency: Proven proficiency in listening, speaking and writing command of Tigrigna, Amharic and English languages.
• Only shortlisted applicants will be contacted.
• Application deadline: May 15,2025